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Loans · Insurance · Investments — one window, all of India

Financial decisions you can make without holding your breath.

RMR Fincorp connects you to loans, insurance and investment plans from India's leading banks, NBFCs and insurers — matched to your income, your paperwork, and your timeline, with a relationship manager who explains every clause before you sign anything.

Partner network of RBI-registered NBFCs, scheduled banks & IRDAI-licensed insurers
🔒 Data handled under bank-grade security 📄 Paperless, e-KYC enabled 🇮🇳 Serving 15+ Indian cities
Interactive Loan Estimator

Calculate Your Monthly EMI

Real-Time Sync
%
mo
ESTIMATED MONTHLY EMI
26,014/mo
85%
Principal
Principal Amount
₹8,00,000
Total Interest
₹1,36,504
Total Payable: ₹9,36,504
Apply for this Loan
⚡ Type directly into any numeric field or slide to adjust. Indicative figure — actual EMI depends on lender & credit score.
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Years guiding Indian borrowers
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Lending & insurance partners
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Cities served across India
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% client-reported satisfaction*
Loans

A loan for every stage of life and business.

We compare offers across our partner banks and NBFCs so you don't have to visit five branches to find one honest rate.

💳

Personal Loan

Unsecured funding for weddings, medical needs or travel, disbursed in as little as 24–48 hours.

From 10.5% p.a.*Check eligibility
🏢

Business Loan

Working capital and growth funding for proprietorships, partnerships and private limited companies.

From 12% p.a.*Check eligibility
🏠

Home Loan

Purchase, construction or balance-transfer home loans with tenures up to 30 years.

From 8.4% p.a.*Check eligibility
📜

Loan Against Property

Unlock funds against residential or commercial property while you continue to use it.

From 9.5% p.a.*Check eligibility
🚗

Vehicle Loan

New and used car, two-wheeler and commercial vehicle financing with quick approvals.

From 8.9% p.a.*Check eligibility
🪙

Gold Loan

Same-day funding against gold jewellery, with your gold stored in secure, insured lockers.

From 9% p.a.*Check eligibility
🎓

Education Loan

Domestic and overseas study financing covering tuition, travel and living expenses.

From 9.3% p.a.*Check eligibility
🏭

MSME / SME Loan

Collateral-light credit lines for small and medium enterprises, including govt-scheme linked loans.

From 11% p.a.*Check eligibility

*Rates are indicative starting rates across our partner network as of publishing and vary by lender, loan amount, tenure and applicant credit profile. Final rate is disclosed in your sanction letter before you accept.

Insurance

Cover that protects your income, not just your assets.

We help you compare plans from leading IRDAI-licensed insurers on the things that actually matter — claim settlement ratio, waiting periods and real premiums.

🛡️

Term Life Insurance

High-cover, low-premium protection for your family's future in your absence.

₹1 Cr cover from ~₹700/mo*Get a quote

Health Insurance

Individual and family floater plans covering hospitalisation, day-care and pre/post-care costs.

From ₹9,000/yr*Get a quote
🚙

Motor Insurance

Third-party and comprehensive cover for cars and two-wheelers, with fast cashless claims.

Instant quote*Get a quote
📈

Life & ULIP Plans

Savings-linked and market-linked life cover for long-term goals like retirement or a child's future.

Flexible premiumsGet a quote
🏘️

Home Insurance

Structure and content cover against fire, theft and natural calamities.

From ₹1,500/yr*Get a quote
✈️

Travel Insurance

Domestic and international travel cover for medical emergencies, delays and baggage loss.

From ₹250/trip*Get a quote

*Premiums are indicative and depend on age, sum insured, city and insurer. Actual premium is shown in your policy quote before purchase.

Investments & wealth

Because a good loan and a good plan should sit side by side.

Alongside credit and cover, we help you put money to work — with the same transparency we bring to lending.

Mutual Funds & SIP

Start a SIP from ₹500/month across equity, debt and hybrid funds matched to your goals.

Fixed Deposits

Compare FD rates across banks and NBFCs, including senior-citizen and corporate FD options.

Tax Planning

ELSS, PPF and Section 80C-aligned planning to help you save tax before the financial year ends.

60-second check

See where you roughly stand.

A quick, indicative read on your loan eligibility — not a hard credit check, no impact on your credit score.

Keep these ready

Documents you'll likely need.

Exact list depends on the lender and product, but this covers most loan and insurance applications.

  • PAN card & Aadhaar card
  • Latest 3 months' salary slips
  • Bank statements — last 3–6 months
  • Form 16 or latest ITR (if requested)
  • Passport-size photograph
  • Address proof (utility bill / rent agreement)
How it works

From enquiry to disbursal, in four honest steps.

01

Share your requirement

Tell us the loan, cover or investment you need and your rough numbers — takes under two minutes.

02

Get matched

We shortlist 2–3 partner banks, NBFCs or insurers likely to approve you at the best available terms.

03

Submit documents digitally

Upload KYC and income documents securely — no repeated branch visits or paper trails.

04

Approval & disbursal

Your relationship manager tracks the file until funds hit your account or your policy is issued.

Why RMR Fincorp

We get paid by our partners, not by hiding fees from you.

Every quote we show includes processing fees, foreclosure charges and any commission structure that could affect what you actually pay — before you sign anything.

"Ready to start your journey with us? Let's have an honest conversation about your finances first." — RMR Fincorp relationship desk
Client voices

What working with us feels like.

Sample placeholders styled the way client reviews will appear — swap these for RMR Fincorp's real testimonials before launch.

Sample
★★★★★

"Applied for a personal loan on a Thursday, funds were in my account by Saturday. Every fee was explained before I signed anything."

A
Placeholder client
Personal Loan · Ghaziabad
Sample
★★★★★

"They compared three lenders for my business loan and were upfront that a fourth wasn't worth the higher processing fee. That honesty is rare."

B
Placeholder client
Business Loan · Noida
Sample
★★★★★

"My health insurance claim got flagged by the hospital's paperwork, and the RMR team chased it for me until it was resolved."

C
Placeholder client
Health Insurance · Delhi
Frequently asked

Questions we hear before every application.

Who is eligible for a loan through RMR Fincorp?+
Eligibility varies by product and partner, but as a general guide: you need to be 21–58 years old, a resident Indian, with a minimum monthly income of ₹15,000 in non-metro cities or ₹18,000 in metros for salaried applicants, and a credit score of 600+ (650+ for the best rates). Self-employed applicants typically need 2–3 years of business vintage and ITR filings. We check your profile against multiple partners before you formally apply anywhere, so you know your realistic options upfront instead of collecting rejections.
What documents do I need to apply?+
Standard KYC (PAN and Aadhaar), address proof, recent salary slips or ITR for the last 2 years (self-employed), bank statements for the last 3–6 months, and a passport-size photograph. Specific products like home loans or LAP also need property documents. Our team gives you an exact checklist once you tell us which product you're applying for.
How long does approval and disbursal take?+
Personal and gold loans can be approved within 24–48 hours with complete documentation. Home loans and LAP typically take 5–15 working days due to property and legal verification. Business loans depend on financial documentation completeness. We track your file at every stage and flag delays before they become surprises.
Will applying affect my credit score?+
A single formal application involves one hard inquiry, which can cause a small, temporary dip in your credit score. Applying to many lenders separately and simultaneously causes repeated hard inquiries and can hurt your score more. Because we pre-check your eligibility against multiple partners before formal submission, you typically end up with fewer hard inquiries than applying directly to each lender yourself.
Can I prepay or foreclose my loan early?+
Yes. Most floating-rate retail loans (like home loans) carry no prepayment penalty for individual borrowers, per RBI guidelines. Fixed-rate loans and some personal or business loans may carry a foreclosure charge, usually 2–5% of the outstanding principal. Exact terms are stated in your loan agreement, and we walk you through them before you sign.
How is loan interest calculated — flat or reducing balance?+
Almost all loans we facilitate use the reducing balance method, where interest is charged only on the outstanding principal, not the original loan amount. This is more favourable to you than a flat-rate calculation, which some informal lenders use to disguise a higher effective rate. Our EMI calculator above uses reducing-balance logic.
How does the insurance claim process work?+
For health and motor insurance, you can typically choose cashless claims at network hospitals or garages, or reimbursement claims elsewhere. For life and term insurance, your nominee submits a claim form with KYC and relevant certificates to the insurer, with our team assisting on documentation and follow-up. Claim settlement timelines and ratios vary by insurer — we highlight these when comparing plans, since they matter more than the premium alone.
Are there tax benefits on loans and insurance?+
Many products carry tax benefits under the Income Tax Act: home loan principal repayment under Section 80C and interest under Section 24(b), education loan interest under Section 80E with no upper limit, health insurance premiums under Section 80D, and life/term insurance premiums under Section 80C. Exact eligibility depends on your tax regime and personal circumstances, so we recommend confirming specifics with a tax advisor for your situation.
Is my personal and financial data safe with RMR Fincorp?+
Yes. We collect only the information required for your application, share it solely with the specific partner you choose to proceed with, and use encrypted channels for document transfer. We never sell your data to third parties for marketing. You can request details of what's held about you at any time through our grievance desk.
What if I have a complaint or my query isn't resolved?+
Every partner lender and insurer has a formal grievance redressal mechanism, and so do we. If your relationship manager can't resolve an issue within 48 hours, it's escalated to our grievance officer. If you're still unsatisfied, you can approach the RBI Ombudsman (for NBFC/bank matters) or the IRDAI Grievance Cell (for insurance matters) — details are provided in your loan or policy documents.
Get started

Tell us what you need — we'll tell you the honest options.

Share a few details and a relationship manager calls you back, usually within one business day. No cost, no obligation to proceed.

  • Compared across our partner banks, NBFCs & insurers
  • All fees disclosed before you decide anything
  • Your data is shared only with the partner you choose
Or call +91 87962 80994
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